As a leading Web3 Agency and AI Agency, TokenMinds provides intelligent tools and solutions. These automate, develop, and enhance Crypto, Finance, Gaming, and iGaming businesses. Launch, optimize, and scale with AI-driven confidence.
Grant Permission
The AI agent receives instructions, then checks delegated scope before it acts. Budgets, allowlists, and spend or velocity limits must be in place.
The Agent Buys
The AI agent identifies the purchase or subscription and completes checkout without a human click. It saves the result for review.
Secure Rails
The AI agent uses card rails with network tokens or virtual cards linked to the agent. Raw card data stays hidden and every step is logged.
Intent & Consent
The AI agent ties each action to captured intent and explicit consent. It operates only within approved policies and privacy rules.
Autonomous action
The AI agent for finance decides when to pay and how to pay. It acts without clicks at checkout.
Bounded authority
Spending stays inside set budgets and limits. Merchant allow lists and time windows keep control tight.
Human override
High-risk moves pause for review. Approvers can release or reject and the decision is recorded.
Real-time execution
Payments trigger on events or intent. The agent completes checkout and records proof instantly.
Security by design
Network tokens or virtual cards protect card data.
Every step is logged for audit.
Policy or ML logic
Rules handle simple cases. Machine learning can adapt choices over time when allowed.
Agentic payments run through an autonomous AI agent that can decide and pay without a human click.
Agentic payments run under delegated policies and least-privilege access. The AI agent never exceeds its mandate, and every step is recorded for review.
Roles & Permissions
Use least-privilege roles. Bind each agent to explicit action and data scopes.
Mandates & Limits
Set budgets, merchant allowlists, and time/velocity caps. Block any action outside policy.
Quick to launch
Prebuilt patterns and simple config. Go live in weeks with plain-language tasks.
Governed by design
Delegated scopes, RBAC, and step-up approvals. Full logs for every action.
Built for your stack
Works over existing rails and provider APIs. Deploy in cloud, single tenant, or on prem. Expand beyond payments with an AI agent for finance.
Save Time
+70%
Operate 24/7
Agents make payments any time with no downtime or time-zone limits.
Remove manual steps
Configured agents handle initiation and validation so workflows run faster with fewer errors.
Agentic payments deliver measurable gains in throughput and coverage. They also strengthen
security posture and auditability across real deployments.
01
Autonomous action
The AI agent for finance decides when to pay and how to pay. It acts without clicks at checkout.
02
After-hours execution
30–50% of payments are processed outside business hours.
03
Tokenized method adoption
70–90% of payments using network tokens or virtual cards.
04
Complete audit trail rate
Visa
Visa is piloting an MCP Server that connects AI agents to Visa Intelligent Commerce APIs. A no-code Acceptance Agent Toolkit lets plain-language prompts trigger acceptance actions with auditing.
Mastercard
Mastercard has announced Agent Pay and related agentic-commerce tooling to enable trusted, secure agent-initiated transactions. New primitives like Insight Tokens are part of the roadmap.
Stripe
Stripe is working on an open standard for agentic commerce so agents can initiate checkout on existing rails. Its proposal outlines buyer–agent–business roles and agent-initiated requests.
