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TokenMinds

TMX Payments

Instant Cross-Border Settlement with Built-In FX Protection

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White-Label Crypto Payments Integration

TMX Payments supports controlled crypto payment operations for institutions.

One payment platform connected to the web, a terminal, AI and a processor
  • Easy Crypto Payments Integration

    • Adds a crypto payment rail without legacy system.
    • API-first integration for seamless connection with your systems.
    • Webhook-based confirmation sends real-time updates.
    • Dual-rail architecture supports both fiat and crypto.
  • Low Operational & Engineering Burden

    • Handle international payments with stablecoins and other cryptocurrencies.
    • Simplify B2B payments with lower operational overhead.
    • Reduce manual work with efficient FX routing.
    • Eliminate gas fees during transactions.
  • Limited Volatility & Risk Exposure

    • Manage wallets securely without the need for private key handling.
    • Convert any stablecoins instantly to fiat, reducing volatility risk.
    • Lock in fixed rates to mitigate exposure to crypto price fluctuations.
    • Control payments with hold and escrow rules to ensure compliance and regulatory safety.

Crypto Payment Core Modules

TMX Payments uses interoperable and modular components for controlled payment flows.

A payment card beside Bitcoin, Ethereum and BNB coin icons
  • Payment Operations

    • Stablecoin acceptance and auto-fiat settlement
    • Programmable settlement engine
  • Control

    • Compliance and risk monitoring layer
  • Reporting

    • Crypto reconciliation and ledger sync engine
    • Merchant crypto dashboard
  • Agentic AI

    • Secure AI agent-led payment process
    • AI recommendation engine

Who TMX Payments Is Built For

TMX Payment supports teams that need controlled crypto payments operations.

The TMX platform drawn as a block of magenta cubes on a circuit board
  • Financial Institutions

    Banks, neo-banks, and payment providers.

  • PSPs and Payment Platforms

    Teams adding a crypto rail to an existing gateway stack.

  • Enterprises

    Firms managing cross-border settlement and treasury workflows.

  • Crypto Projects

    Platforms needing payment acceptance with settlement and reporting controls.

Payment Operations and Settlement

TMX Payments accepts stablecoin payments and settles funds through controlled payout logic.

  • Stablecoin Acceptance and Auto-Fiat Settlement

    The platform accepts stablecoin payments from wallets. It then converts the amount to fiat for settlement.

  • Programmable Settlement Engine

    The platform controls when payouts are released. It uses confirmation rules to reduce timing risk.

A wallet card between Ethereum and Bitcoin

Compliance Controls

TMX Payments applies screening and policy checks before funds move.

  • Screen wallets against sanctions lists.

  • Flag transactions with unusual risk patterns.

  • Apply hold and freeze rules for internal policy actions.

Reporting and Reconciliation

TMX Payments supports controlled crypto payments operations for institutions.

Two robots at work in an office over a city at night

Crypto Reconciliation and Ledger Sync Engine

  • Match invoices with on-chain transactions.
  • Handle partial and overpayments with set rules.
  • Prevent duplicate entries through idempotent processing.
  • Export logs for audit and reporting needs.

Merchant Crypto Dashboard

  • Show real-time payment and settlement status.
  • Support refund workflows and dispute handling.
  • Set settlement preferences and payout settings.
  • Export reconciliation files for internal teams.

TMX Payments Platform Advantages

  1. 1

    API-First Crypto Payments Integration

    REST APIs and webhooks support charge, status, and refunds.

  2. 2

    Cross-Border Settlement Support

    Stablecoin rails support international payout workflows.

  3. 3

    Custody-Light Operational Design

    The architecture reduces private key handling burden.

A robot among crypto and payment icons

Traditional Payments vs Crypto Payments

AreaBefore crypto integrationAfter crypto integration
Settlement timingSettlement can take several days.Settlement can complete faster after network confirmation.
Cross-border transferMultiple intermediaries increase delay and cost.Stablecoin rails reduce transfer steps.
Payment visibilityStatus depends on bank or PSP updates.Status comes from real-time on-chain events.
ReconciliationFinance teams match invoices manually.Systems match invoices to transactions automatically.
Treasury exposureFunds stay fully in fiat.Stablecoins can convert to fiat during settlement.
Compliance monitoringScreening focuses on bank records only.Wallet screening and on-chain monitoring apply.

How TMX Payments Works

TMX Payments tracks on-chain payments and updates internal systems in real time.

A robot working on a laptop
  1. 1

    Payment Request

    A system creates a payment request through a REST API.

  2. 2

    Wallet Payment

    A payer sends stablecoins from a Web3 wallet.

  3. 3

    Blockchain Detection

    Listeners detect the transaction on-chain and verify it.

  4. 4

    Event Notification

    Webhooks send status updates to internal systems.

  5. 5

    Reconciliation Matching

    The engine matches the payment to the right invoice.

  6. 6

    Rule-Based Settlement

    The system releases payouts based on confirmation rules.

  7. 7

    Dashboard Visibility

    The dashboard shows status, refunds, and export files.

TMX Payments Use Case

A payment platform accepts USDC from international merchants through TMX Payments.

A payment platform linked to the web, a terminal, AI and a processor

Issues

  • Face delayed settlement from cross-border rails.
  • Risk wallet exposure without screening controls.
  • Struggle to match invoices with on-chain transfers.

TMX Payment response

  • Screen wallets and flag risk signals.
  • Detect transfers on-chain and match them to invoices.
  • Release payouts after confirmation rules are met.

Crypto Payment Operational Impact and Outcomes

  • 20–30%

    Reduction in failed settlements

    through confirmation-based release rules.

  • 30–40%

    Reduction in manual reconciliation time

    through invoice to transaction matching.

  • 25–35%

    Reduction in audit preparation effort

    through structured logs and exports.

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What Clients Said After the Raise

Published by the companies themselves. Each card links to the original post.

  • “It has always been a pleasure to work with TokenMinds as our long-term partner for MMAON. They have supported us every step of the way, from the initial development of our app to our token launch, and now we are cooking up something new and advanced for the MMAON ecosystem.”

    MMAON

    @MMAON_

    Source
  • “Big thank you to our PR partners TokenMinds. An amazing job utilizing digital and print media and top influencers to broadcast the OnPlanet brand and ideas across all outlets and platforms.”

    OnPlanet

    @OnPlanet

    Source
  • “We wanted to thank TokenMinds for their great work. They helped us become a very fast growing project with their PR strategy and influencer marketing.”

    Lucky.Fury

    @Lucky.Fury

    Source
  • “Thank you to everyone who participated in our session. It was a fantastic opportunity to connect and share about the project. A special thanks to TokenMinds.”

    Arthur Capital

    @ArthurCapitalPa

    Source

What Sets Us Apart?

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  • First Mover

    Established in 2016 as a Web3 agency, TokenMinds is a first mover in the Web3 and gaming space. With strong partnerships across exchanges, investors, and influencers. We bring proven success in launching tokens, gaming platforms, and interactive communities.

  • 360 Degree

    We offer complete support for Web3 and gaming projects. From development and tokenomics to marketing and community growth, our integrated approach ensures long-term success across both ecosystems.

  • White Glove

    A trusted partner offering tailored gaming solutions and Web3 strategies built for impact. We work as an extension of your team to deliver results with care and measurable impact.

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Since 2017 · Singapore

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How token fundraising works for an established business, what a token launch costs and what the timeline looks like.

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Trusted by

  • Gensokishi Online
  • CryptoBlades
  • CEXISWAP
  • Infanity
  • Khan Bank
  • CoinMarketCap
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  • GoMeat
  • EDrive Token
  • Birdchain
  • Limau
  • essentia.one
  • Remme
  • BT bull client logo
  • Capdax
  • double jump.tokyo
  • Ebakus

FAQ

Crypto Payment FAQs

How can crypto payments integrate with traditional finance systems?

Crypto payment integration uses APIs to connect wallet payments to existing system. TMX Payment maps payment states to internal systems for settlement and reporting.

Can crypto payments be settled in fiat?

Yes. Stablecoin payments can convert to fiat during settlement. TMX Payment supports auto-fiat settlement to reduce balance sheet exposure.

What is a crypto payment gateway in an enterprise setup?

A crypto payment gateway routes wallet payments into merchant systems. TMX Payment adds controls for settlement timing, reconciliation, and compliance checks.

How do finance teams reconcile crypto payments with invoices?

Wallet transfers can arrive in parts or with mismatched amounts. TMX Payment matches invoices to on-chain transactions. It applies rules for partial or overpayments.

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Who you will talk to

  • Rob Eijgenraam

    Rob Eijgenraam Founder

    Web3 and AI business leader, keynote speaker

  • Anchor Chan

    Anchor Chan Founder

    Implementation lead, ten years in finance